With more than a third of buyers saying they are more likely to seek additional financing options today than two years ago,1 ⁠Synchrony’s SetPay 4-Installment payment offer offers customers the option of making four equal, interest-free payments for purchases typically between $40 and $500 with the first payment due at checkout. The offer will be part of the Pay with Synchrony app available on the Clover App market for participating merchants using any Clover device. This application will be the first time that a combined private label credit card and BNPL solution will be available for small merchants on the Clover platform.

Rad Air Complete Car Care & Tire Centersa OhioThe car and tire service-based franchise implements SetPay to provide customers with an easy and flexible way to fund their purchases with predictable, equal payments over a set period of time. radar has worked with Synchrony since 2014 as a member of the Synchrony Car Care™ network, which helped them build customer loyalty and increase sales volume.

“We trust Synchrony to be with us every step of the way to deliver an innovative customer experience as consumer behaviors evolve,” said Bill Snow, vice president of Rad Air Franchise Systems. “It is a game-changer to be able to offer BNPL at the point of sale in our store. We now have everything we need on the Clover device to offer customers more financing and payment solutions adapted to their needs and the get back on the road quickly.”

“The next big opportunity in payments is the ability to offer diverse product and solution choice. SetPay pay in 4 on Clover builds on Synchrony’s growth strategy to expand our products to more customers through more distribution channels,” said Florin Arghirescu, Senior Vice President, Product Manager, Synchrony. “Access to SetPay pay in 4 on the Clover App Market can help small businesses grow their customer base and provide the right financing solutions at the right time.”

“Small businesses operate in a competitive environment in which their customers expect to have multiple payment options everywhere they shop,” said Dan Bjerke, leader of Clover of Fiserv. “As consumer adoption of buy-it-now and pay-later continues to grow, it’s important that Clover can provide businesses with easy access to these flexible payment solutions, including offerings such as SetPay pay in 4 from Synchrony.”

Synchrony offers a wide range of revolving credit and installment loan options in a variety of channels, including SetPay pay in 4, SetPay monthly installment loans for up to 84 months, and a variety of equal payment solutions offered by the through revolving credit programs.

To learn more about Synchrony SetPay, visit:

About synchronization

Synchrony (NYSE: SYF) is a leading consumer financial services company with one of the most comprehensive digital product suites in the industry. Our experience, expertise and scale spans a wide range of industries including digital, health and wellness, retail, telecommunications, home, automotive, powersports, pets company and more. We have an established and diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health service providers, whom we refer to as our “Partners”. We connect our partners and consumers through our dynamic financial ecosystem and provide them with a diverse set of financing solutions and innovative digital capabilities to meet their specific needs and deliver seamless omnichannel experiences. We offer the right financing products to the right customers in the channel of their choice. For more information, visit and Twitter: @Synchrony.

Tyler Allen
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1 Synchrony major purchases study, 2021

SOURCE Synchrony Financial

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