Southern State (NASDAQ: SSB – Get a rating) and Bank of South Carolina (NASDAQ: BKSC – Get a rating) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, dividends, institutional ownership, earnings, profitability, risk and valuation.
Risk and Volatility
SouthState has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. In comparison, Bank of South Carolina has a beta of 0.49, indicating that its stock price stock is 51% less volatile than the S&P 500.
Valuation and benefits
This table compares gross revenue, earnings per share (EPS), and valuation of SouthState and Bank of South Carolina.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|southern state||$1.44 billion||4.11||$475.54 million||$6.04||12.96|
|Bank of South Carolina||$21.42 million||4.44||$6.74 million||$1.12||15.29|
SouthState has higher revenues and profits than Bank of South Carolina. SouthState trades at a lower price-to-earnings ratio than Bank of South Carolina, indicating that it is currently the more affordable of the two stocks.
This is a summary of recent recommendations for SouthState and Bank of South Carolina, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Bank of South Carolina||0||0||0||0||N / A|
SouthState currently has a consensus price target of $87.94, indicating a potential upside of 12.32%. Given SouthState’s possible higher upside, equity research analysts clearly believe that SouthState is more favorable than Bank of South Carolina.
SouthState pays an annual dividend of $1.96 per share and has a dividend yield of 2.5%. Bank of South Carolina pays an annual dividend of $0.68 per share and has a dividend yield of 4.0%. SouthState pays 32.5% of its profits as a dividend. Bank of South Carolina pays 60.7% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. SouthState has increased its dividend for 10 consecutive years.
Institutional and Insider Ownership
86.2% of SouthState shares are held by institutional investors. By comparison, 8.7% of Bank of South Carolina shares are held by institutional investors. 1.9% of SouthState stock is held by insiders of the company. By comparison, 29.6% of Bank of South Carolina’s stock is held by insiders of the company. Strong institutional ownership is an indication that endowments, hedge funds, and large money managers believe a company is poised for long-term growth.
This table compares the net margins, return on equity, and return on assets of SouthState and Bank of South Carolina.
|Net margins||Return on equity||return on assets|
|Bank of South Carolina||30.87%||12.32%||0.98%|
SouthState beats Bank of South Carolina on 10 of 16 factors compared between the two stocks.
SouthState Company Profile (Get a rating)
SouthState Corporation operates as a bank holding company for SouthState Bank, a National Association which provides a range of personal and business banking services and products. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposit, money market accounts, and other term deposits. The company also offers commercial real estate loans, residential real estate loans, commercial and industrial loans, and consumer loans, including auto, boat and personal installment loans. In addition, it provides debit cards, mobile and money transfer products, as well as cash management services including merchant, automated clearing house, safe deposit box, remote deposit capture and cash management services. other treasury services. In addition, the Company offers safe deposit boxes, money orders, electronic transfers, brokerage services and alternative investment products, including annuities, mutual funds and trust and investment management services. assets ; and credit cards, letters of credit and home equity lines of credit. As of December 31, 2021, it served customers at 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina and Virginia. SouthState Corporation also serves its customers through online, mobile and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
Bank of South Carolina Company Profile (Get a rating)
Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina which provides a range of financial products and services primarily in Charleston, Berkeley and Dorchester counties in South Carolina. Its deposits include non-interest bearing current accounts, NOW accounts, money market accounts, term deposits and savings accounts, as well as certificates of deposit. The Company offers secured and unsecured commercial loans, commercial real estate construction loans, consumer construction loans, home equity lines of credit and mortgages, as well as protection program loans. pay checks. It operates five banking institutions. The company was founded in 1986 and is based in Charleston, South Carolina.
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